Who we are
Heavenly Finance publishes written guides on the money decisions that are easiest to get wrong: Medicare, Social Security, wills and estates, taxes in retirement, fraud, and everyday budgeting. The things that are genuinely confusing, and where a bad guess is expensive.
Why we exist
Most money writing is either written for people who already understand it, or written to sell something. These guides are the third thing: an honest explanation of how the rules actually work, so you can walk into an appointment knowing what to ask.
How we make money
Memberships are our only source of revenue. We take no advertising, no commissions, no referral fees, and no money from banks, brokers or insurance companies. Nobody pays to appear in a guide, and nobody can.
How the guides are written and checked
Every number in every guide traces to a primary source: the agency's own pages and the current year's official figures from ssa.gov, medicare.gov, cms.gov or irs.gov. Each guide lists those sources with the date they were checked, and carries a note at the top saying what changed and when. Where a rule varies by state, we say so instead of giving you the federal answer and leaving it there.
We publish under the Heavenly Finance name rather than a personal byline. Every figure is checkable against the government page it came from, and we publish the date we checked it. If a figure does not match its source, tell us and we will correct it and note the change in that guide's history.
We are not financial advisers and this is not financial advice. It is an explanation of how the rules work, so you can make your own decision or ask a professional a sharper question.
What we will never do
- We will never sell, rent or share your personal information.
- We will never ask for your Social Security number or a bank login.
- We will never phone you unless you ask us to.
- We will never make cancelling difficult. It is two clicks.
- We will never use countdown timers or fake scarcity.
Getting hold of us
Email help@heavenlyfinanceguides.com. We answer every email within one business day.
Read our Privacy Policy and our Terms.